Through our finance partners we've worked hard to make sure your dream purchase can be affordable for you.

We work with Hitachi Finance and Paypal Credit to offer you the most competitive deal, whether in store or online.


Frequently Asked Questions

What is financing?

Rotherwood Furniture are committed to offering the very best products money can buy with the most convenient ways of paying for your goods. Financing is a convenient way of purchasing your goods with a minimum outlay and spreading the cost over a period of time that is convenient to you. 


Who is eligible?

To apply for financing you must be aged between 18 and 75, work at least 16 hours a week or disabled/retired with an income. Homemakers are not excluded either and can apply under their own names but we will require their spouses employment details. You must also be a resident of the UK and have lived here for at least 3 years. 


Who is this available for?

Rotherwood Furniture Finance is available to retail customers only. 


How can I apply?

Applying for financing couldn't be easier or more convenient. After you have selected your purchases, all that is required is to fill out a simple on-line application form at your point if purchase with our online finance provider, Paypal will then advise you of the checks and update you accordingly.

You can also apply through finance in-store with our in-store provider, Hitachi Personal Finance. Ask one of our team for more information.


What Do I Need To Apply?

To apply for finance you must meet the following criteria:

You must be over 18 years of age.

You must be a UK resident with at least 3 years continual address history.

You must be in full time employment, unless retired or a house person with a spouse in full time employment.

You must have a UK bank account capable of accepting Direct Debits.

You must have a valid Debit or Credit card registered in your name and to the home address on the application form in order to pay your deposit.

How much can I borrow?

When checking out, just complete the easy online application form that you’ll receive from Paypal Credit and you can be approved instantly to allow you to make the purchase you’ve been dreaming of, and pay for it in easy manageable instalments. 


Is a deposit required?

Yes, a minimum deposit will need to be paid upon acceptance on all finance options. 


When will I know if my application for financing has been approved?

An instant decision will be given online whether or not your application for credit has been approved. 


Once my application has been approved, what happens next?

Once your application for finance has been approved we will process your order. Typically the first payment will be due one month after the delivery of your goods. 


How are my monthly payments made?

All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the delivery of your goods, subsequent monthly payments will be due every month for the length of your agreement. 


Can I pay off my loan early?

You can settle your loan agreement at any time. Simply contact either Paypal Credit or Hitachi Personal Finance and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act. 


Who provides the finance?

Our finance is provided by Paypal Credit and Hitachi Personal Finance.